The QiRanger Adventures

Interesting Events

with 12 comments

"oo ri" not "woo ri"

According to my dashboard, Jo and I have been married for just over nine days. To say that this makes me extremely happy would be a gross understatement. Spending each day with her is amazing and I find that I look forward to the weekends so that our days aren’t interrupted by that thing called work.

Now that we’re settling into married life here in Korea, it’s time to get things set for our future. The first thing we wanted to do was to change my banking account into a joint account. I was shocked to learn that in Korea, each account is tied to only one individual. There are no joint accounts.

I thought that was very strange, but Jo and I will then roll with it. I think the notion of joint accounts is very important in a marriage, since I recall some statistical number somewhere saying that finances were a huge portion of the reasons leading to divorce. If Jo and I were in the US, I think we’d end up having about five or six accounts- each one designed for a purpose (general expenses, individual expenses, savings, household, travel, savings, etc.).

I think it’s unfortunate that Korea doesn’t have joint accounts, but each country and culture is different and Jo and I will adapt.

In other news, we’ve just about completed the first week of the second term. This also marks my last term in this contract. So far, I’ve put in nine months at the school and have really enjoyed it. The new classes are quite exciting and I have three advanced classes this term, which is something I’m really going to enjoy. During last night’s lesson (which was about Robots Saving Lives), I showed the students a UN commercial advocating landmine removal. I then turned the focus on Korea and pointed out that the DMZ had thousands of mines and asked them if it should be cleared of mines. Roughly half the class thought it should be cleared and the others said no. It was a great deal of fun… something that you really can’t do in lower level classes.

In a completely different direction, I just completed this month’s loan:

Alba is 55 years old. Her activity is a bookstore and selling clothes. She has been working at this business for more than 32 years. Alba is always looking for a way to get income for her family. This is not her first experience with financing; it has been a necessary help for her business. With some earnings, she was able to buy a little clothes to sell to a few clients. Her four children work independently and they help her attend to customers. The financing she is asking for is to purchase notebooks, pencils, erasers and to invest a little in the purchase of clothes. Her wish is to prosper with her two businesses.

The remainder of the weekend will see Jo and I continuing our theme of relaxation while going out for some Dancing tonight. I can’t wait. What will you be doing this weekend???


Written by Steve Miller

March 6, 2010 at 10:19 am

12 Responses

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  1. “If Jo and I were in the US, I think we’d end up having about five or six accounts- each one designed for a purpose (general expenses, individual expenses, savings, household, travel, savings, etc.).”

    Hubby and I do that through ING internet bank. We have separate savings accounts for different items we consider important. It certainly makes budgeting easier.


    March 6, 2010 at 10:31 am

    • ING has some great features. I have a friend that works for ING back in the US and if I was there, I think I may have used some of their services.


      March 6, 2010 at 10:36 am

  2. Yeah, our accounts are linked. We each have our own checking and savings, but each has full access – the separation is only to prevent math errors – you know, you look, have X amount and spend some money, the partner looks, sees X amount and spends too. We move things between accounts online just as easily as can be. It rocks. Trust is a critical issue in a marriage and trusting another with your finances is a huge part of that. Best wishes to you both. We’re going to make a run to the beach for a power walk and to hit Whole Foods for some groceries… Always nicer dpwm there.


    March 6, 2010 at 1:04 pm

    • That’s one thing that’s really awesome with these accounts here… so easy to move things about!!!


      March 6, 2010 at 2:14 pm

  3. same here in JP…so we both have our accounts and use each other’s cards when needed… guess it wasn’t a big a deal as i expected. i also had wanted a joint account as well… oh well! congrats on being married! i missed that part of your blog… weekend plans??? i’m on shift basis so no weekend.. blah… 😦


    March 6, 2010 at 8:24 pm

    • That’s a little strange that it’s the same as in Japan. I really hope you’re off these wacky shifts soon!


      March 7, 2010 at 7:36 am

  4. Someone told me that Korean banks offer much higher interest rates for your savings account than here in U.S. Maybe you should benefit from it if that’s true.


    March 6, 2010 at 8:52 pm

    • They have a lot of features that US banks don’t have. It’s the only time I’ve ever used a personal banker. In the US I never spoke to anyone at the bank. I always just used the ATM. I love the service here.


      March 7, 2010 at 7:37 am

  5. It’s odd that Korean banks don’t have joint accounts! Hopefully you’ll find a way to work it out 🙂

    My weekend plans include meeting a good friend of mine, enjoying the nice weather we’ve been having lately and catching up on my Japanese! 🙂

    Have a wicked weekend! 😉


    March 6, 2010 at 9:08 pm

    • We are having a great time. I’m looking forward to going out and doing some shopping. It makes for a great Sunday!


      March 7, 2010 at 7:42 am

  6. No joint account? It is weird. Did they give you a reason?

    I have to say… CONGRATS! I didn’t know you two were actually married. I think I missed that part. Sigh, I need to catch up on my blogging! Anywho, I’m really happy for you two. Now, no worries for her to have to go back to US 😀

    As for the weekend, I made dinner for my boyfriend and I on Friday, then we played some SNES Mario World (he had never played before!). On Saturday, spent all day at school, working on school stuff. Then my boyfriend cooked for me this time at his place and we went to see Alice in Wonderland (interesting movie, very well done!) and it ended up going to a Salsa night for an hour or so. And today, well, it’s all about finishing my paper for tomorrow!!

    Hope you had a nice weekend!


    March 8, 2010 at 4:35 am

    • Yup, we did the deed about a week and a half ago. Now we’re waiting to get her passport back from Immigration.

      Sounds like you had a fun weekend and I like how you both took turns cooking. Jo and I do that all the time. In fact, I can’t wait to get into the kitchen again!


      March 8, 2010 at 6:59 am

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