The QiRanger Adventures


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So much for picking up Level 2 of Tagalog today… I got distracted by the opportunity to film a new Family Feud Episode. I also stole a few moments to record a video blog. That aside, I did work with Jo to start a new project: Giving.

For more than a year, I’ve known about I was first introduced about through my following of Brotherhood 2.0 and found the service quite interesting. Here’s their official statement:

Kiva’s mission is to connect people through lending for the sake of alleviating poverty.

Kiva is the world’s first person-to-person micro-lending website, empowering individuals to lend directly to unique entrepreneurs around the globe.

The people you see on Kiva’s site are real individuals in need of funding – not marketing material. When you browse entrepreneurs’ profiles on the site, choose someone to lend to, and then make a loan, you are helping a real person make great strides towards economic independence and improve life for themselves, their family, and their community. Throughout the course of the loan (usually 6-12 months), you can receive email journal updates and track repayments. Then, when you get your loan money back, you can re-lend to someone else in need.

Kiva partners with existing expert microfinance institutions. In doing so, we gain access to outstanding entrepreneurs from impoverished communities world-wide. Our partners are experts in choosing qualified entrepreneurs. That said, they are usually short on funds. Through Kiva, our partners upload their entrepreneur profiles directly to the site so you can lend to them. When you do, not only do you get a unique experience connecting to a specific entrepreneur on the other side of the planet, but our microfinance partners can do more of what they do, more efficiently.

Kiva provides a data-rich, transparent lending platform. We are constantly working to make the system more transparent to show how money flows throughout the entire cycle, and what effect it has on the people and institutions lending it, borrowing it, and managing it along the way. To do this, we are using the power of the internet to facilitate one-to-one connections that were previously prohibitively expensive. Child sponsorship has always been a high overhead business. Kiva creates a similar interpersonal connection at much lower costs due to the instant, inexpensive nature of internet delivery. The individuals featured on our website are real people who need a loan and are waiting for socially-minded individuals like you to lend them money.

While I may not have huge cash reserve, I do have a responsibility to help out those are less fortunate than I am and those that wish to improve their community. I like the idea that I can funnel my money to those that will use it. One of the features I really like about the site, is that after the term of the load, the amount is credited to your account. You then have the option to take your money back, or re-loan it.

So I started looking through the site and quickly found too many good causes to support. I knew Jo would have some excellent ideas of where to lend the money and she found a create candidate:



Catalina is a joyful and hardworking woman. She is 36 years old and lives in her own house, along with her 2 daughters, who are 9 and 2 years old. They are the reason for all her hard work.

Catalina’s business is fuel sales, which she does as a street vendor. She goes to work very early in the morning in search of customers, who have no doubts about buying from her due to the affordable prices she offers. She is a very persuasive salesperson and almost always returns home with her containers empty. What she likes most about her job is talking with her customers. She has been doing this for 10 years and the most difficult part is having to be in the street all day, putting up with sudden changes in the weather. Even so, she knows she has to work very hard to achieve her goals. She hopes eventually to have a store where she can sell her fuel in more comfortable conditions.

Catalina is in her second loan from MFP. She is very determined to make her payments on time because she would like to receive future loans. In her communal bank she is a very participative and is supportive of everyone else. With her loan of 1500 PEN she plans to buy more fuel and increase the amount she sells daily.

I really can’t wait to see how this endeavor progresses.


Written by Steve Miller

May 12, 2009 at 8:05 am

One Response

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  1. I believe in small things and I’ve just become a loaner and I’ll see if it really makes a big difference in life of those who help themselves. Thanks.


    May 21, 2009 at 1:55 am

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